#SakshamNiveshak #IEPFA #InvestorAwareness #UnclaimedDividends #KYCUpdate #FinancialLiteracy #MinistryOfCorporateAffairs #InvestorProtection #DividendClaims
New Delhi: In a major initiative aimed at investor empowerment and financial inclusion, the Investor Education and Protection Fund Authority (IEPFA) under the Ministry of Corporate Affairs has rolled out a nationwide 100-day campaign titled “Saksham Niveshak”. The campaign, which began on 28th July and will run till 6th November 2025, focuses on assisting investors in reclaiming unclaimed dividends and updating their KYC (Know Your Customer) and nomination details with ease.
The move comes at a time when thousands of investors across India remain unaware of dividends declared by companies but lying unclaimed due to outdated contact details, inactive bank accounts, or missing nomination data. “Saksham Niveshak” is designed to close this information gap and streamline the process of recovering these rightful dues.
A Drive for Investor Empowerment
Through this ambitious campaign, IEPFA seeks to address long-standing issues related to unclaimed dividends and underlying shares that often go unnoticed by investors. Many such amounts, if left unattended, are transferred to the IEPF fund as per statutory provisions after seven years. This initiative encourages timely compliance and communication to avoid such transfers.
The name “Saksham Niveshak”, which translates to ‘Empowered Investor’, reflects the core objective of the campaign — to build an informed, aware, and proactive investor base in the country.
Campaign Objectives: A Three-Pronged Approach
IEPFA has outlined three clear goals for the “Saksham Niveshak” campaign:
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Facilitate Resolution of Unclaimed Dividends:
Companies are being urged to proactively reach out to their shareholders who have unclaimed dividends. The aim is to help these investors recover their money through timely intervention and awareness. -
KYC and Nomination Update Support:
A major reason for dividends going unclaimed is outdated or missing KYC and nomination information. The campaign focuses on encouraging investors to update their details so that they continue receiving dividends regularly and avoid complications. -
Ensure Direct Dividend Transfers:
By enabling investors to update their records, the campaign aims to establish a clean and updated investor database, ensuring that dividends are credited directly to rightful shareholders without delays.
Why This Matters
The relevance of this campaign cannot be overstated. As per available data, thousands of crores worth of unclaimed dividends and shares lie with companies and the IEPF Authority. These funds often remain idle due to lack of awareness or procedural delays. The “Saksham Niveshak” campaign seeks to change that by mobilizing a national-level response involving companies, investors, registrars, and depositories.
By ensuring that shareholders update their PAN, Aadhaar, mobile numbers, email IDs, and nominee details, the campaign also aligns with India’s push for digitization and financial formalization.
IEPFA’s Broader Mission
This campaign is the latest in a series of investor-centric initiatives launched by the IEPFA. The Authority was set up to safeguard investor interests, especially related to unclaimed dividends and shares, and to promote financial literacy across India.
Other prominent initiatives by IEPFA include:
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Niveshak Didi: Financial literacy sessions led by trained women volunteers in rural areas.
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Niveshak Panchayat: Community-level awareness drives focused on safe investing and claim processes.
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Niveshak Shivir: Investor camps held across districts to resolve grievances and provide on-ground assistance.
These programs have played a crucial role in bridging the knowledge gap, particularly among retail investors, senior citizens, and people in rural and semi-urban areas.
How Investors Can Participate
Investors who suspect they may have unclaimed dividends or want to check and update their KYC can:
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Visit the company’s website or registrar and transfer agent (RTA) portal.
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Check their dividend history through Demat account statements.
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Use IEPFA’s official website to verify transferred shares or claim details.
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Update missing KYC/nomination details via prescribed forms.
Additionally, during the 100-day campaign, several help desks, camps, and online sessions will be organized to guide investors on the step-by-step process for claims and updates.
Message to Companies and Stakeholders
IEPFA has urged all companies and depositories to actively cooperate during this campaign. They are expected to send reminders, assist investors in document submission, and facilitate seamless coordination with registrars and the IEPFA platform.
The Ministry of Corporate Affairs has also extended full support to this effort and reiterated the importance of transparency, investor outreach, and efficient fund governance.
Conclusion
The “Saksham Niveshak” campaign is more than just a regulatory push — it’s a vital effort to ensure financial justice for investors and prevent hard-earned money from lying dormant or getting lost in legalities. In a country with rising retail investor participation, this is a timely reminder of the importance of staying updated and aware.
IEPFA’s campaign deserves attention, not just from those with pending claims, but from all investors looking to safeguard their financial assets.
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