Grip Invest Launches ‘Infinite’ to Auto-Compound Bond Returns and Boost Investor Gains

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Chandigarh: Grip Invest, a leading SEBI-regulated Online Bond Platform Provider, has introduced a new reinvestment feature called ‘Infinite’, designed to transform the way retail investors earn from bonds and fixed-income products. The platform claims that Infinite can enhance investor returns by up to 30% by automating reinvestment and solving the long-standing issue of idle capital in fixed-return instruments.

With the launch of Infinite, Grip Invest is targeting a crucial pain point in the fixed income investment space — the lack of efficient reinvestment mechanisms for small, periodic interest payouts.

🔹 How ‘Infinite’ Works: Turning Passive Income Into Active Growth

Traditionally, investors in bonds or structured debt instruments (SDIs) receive monthly or quarterly payouts. These amounts, often small, tend to sit in bank accounts until manually reinvested — a delay that breaks the compounding cycle and erodes potential returns over time.

Grip Invest’s Infinite feature directly addresses this by auto-routing monthly payouts from bonds into select high-quality debt mutual funds via a Systematic Investment Plan (SIP). This ensures that money doesn’t lie idle, and instead keeps working — thus delivering the power of uninterrupted compounding.

Investors can enable Infinite at the time of bond purchase or later via the portfolio dashboard. The reinvested capital remains liquid — it can be:

• Withdrawn any time,

• Used to purchase more bonds, or

• Deployed into other fixed-income products available on Grip.

🔹 Founder’s Vision: “Reinvestment Shouldn’t Be a Chore”

Nikhil Aggarwal, Founder & Group CEO of Grip Invest, emphasized the importance of automation in improving fixed income investing outcomes. He noted:

“Bond investors often find themselves repeatedly deciding how to reinvest small interest payouts. This manual effort is inefficient and, in many cases, results in lost compounding value. Infinite removes that friction, ensuring that returns keep working and growing without requiring constant user intervention.”

This vision aligns with the broader fintech trend of using automation and personalization to improve user outcomes — especially in retail wealth-building.

🔹 Retail-Friendly Innovation in a Growing Fixed Income Market

Grip Invest has seen rapid growth as a technology-driven bond platform, offering listed, credit-rated fixed return opportunities to retail and HNI investors. It is also a SEBI-registered Online Bond Platform Provider and operates a Category II AIF, making it one of the most trusted names in the alternative fixed income investment segment.

The launch of Infinite comes at a time when:

• Retail interest in fixed income products is growing amid volatile equity markets.

• Investors are seeking stable, predictable, and tax-efficient return vehicles.

• Fintech platforms are actively democratizing access to bonds and structured debt instruments.

By allowing hands-free compounding, Infinite positions itself as an entry point for new investors and a return optimization tool for seasoned ones.

🔹 Choice and Flexibility: Over 15 Mutual Fund Options

Grip currently offers over 15 mutual fund options under Infinite, all carefully curated based on safety, liquidity, and return profiles. These include:

• Liquid funds

• Short-duration debt funds

• Low-volatility credit-rated funds

Investors have the flexibility to choose which fund their payouts go into, or let Grip’s system recommend based on historical performance and risk tolerance.

🔹 Addressing a Critical Gap in Fixed Return Instruments

One of the major drawbacks of traditional fixed income investing — be it through bonds, FDs, or SDIs — is the inefficient use of periodic payouts. While the instruments may promise attractive yields (8–12% in many cases), the actual net yield often falls short because of:

• Delayed reinvestment of payouts

• Inertia or oversight by the investor

• Lack of awareness of reinvestment options

Infinite solves this by automating the reinvestment process and keeping the capital in motion — a key principle behind compound growth.

🔹 The Road Ahead: Simplifying Wealth Creation for Every Indian

Grip Invest’s Infinite is a significant step in the financial empowerment of Indian retail investors. With increasing penetration of digital wealth platforms, products like Infinite can help bridge the behavioral gap between intent and action — encouraging users to save and grow more systematically.

The product also aligns with larger government and regulatory goals of promoting financial inclusion and increasing participation in bond markets — a segment long dominated by institutions.

✅ Key Highlights at a Glance:

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