📈 SIP Inflows Surge to a Record ₹27,269 Crore in June; Subscriber Base Nears 92 Million

#SIPInflowRecord #MutualFundIndia #RetailInvestors #BuildingWealth #SIPDiscipline #EquityMarkets #AMFI #AUMGrowth #IndiaInvests

Mumbai  – Retail investor momentum in mutual funds hit a new high in June as Systematic Investment Plan (SIP) inflows reached a record ₹27,269 crore, surpassing the previous month’s ₹26,688 crore. This marks the first time monthly SIP contributions have crossed ₹27,000 crore, signaling robust investor discipline despite market fluctuations.

🚀 Subscriber Growth and Active Participation

The data from the Association of Mutual Funds in India (AMFI) reveals steady investor engagement:

• Total SIP accounts: 91.9 million (up from 90.6 million in May)

• Active contributors: 86.4 million participated in June, rising from 85.6 million in May

This growth reflects increasing trust in SIPs as a long-term wealth-building tool.

💹 Equity Fund Flows Bolster Sector AUM

June’s overall SIP traction contributed to a 24% monthly increase in equity mutual fund inflows, totaling ₹23,587 crore, marking the 52nd consecutive month of positive equity inflows.

Moreover, AMFI reported that the mutual fund industry’s Assets Under Management (AUM) crossed a new milestone of ₹74 lakh crore, driven by strong retail participation and systematized inflows.

🔍 Debunking the Numbers

• SIP AUM increased to approximately ₹15.31 lakh crore, accounting for 20.6% of total industry AUM, up from 20.2% in May.

• June saw around 6.2 million new SIP registrations, while roughly 4.8 million accounts were closed or matured, indicating strong net growth  Industry Perspective: Discipline Amid Volatility

AMFI CEO Venkat N. Chalasani remarked:

“The mutual fund industry’s AUM crossed Rs 74 lakh crore in June 2025, setting a new milestone. This growth continues to be powered by strong retail participation and the steady rise in SIP inflows”.

Similarly, Sandeep Bagla, CEO at Trust Mutual Fund, highlighted that new fund offers (NFOs) and fixed monthly investments via SIPs are drawing more liquidity into equity markets.

🛡️ Lower Stoppage Ratio Signals Strong Retention

June witnessed a notable drop in SIP stoppage ratio—from around 72% in May to 56.1% in June—indicating improved investor retention and fewer cancellations, a positive sign for sustained investment discipline.

🏆 Key Figures at a Glance

✅ What This Indicates for Investors

1. Disciplined Investing: SIPs are proving their worth, offering stability and discipline amid equity volatility.

2. Retail Confidence: A responsible investor base is steadily increasing participation and retention.

3. Market Resilience: Sustained inflows support equity markets and contribute to record-breaking AUM.

4. Diversification: With hybrid and arbitrage funds gaining share, investors are dynamically diversifying portfolios.

🔄 The Road Ahead

As the Indian mutual fund industry thrives on SIP inflows, regulator initiatives and investor education programs will play a key role in nurturing long-term investment habits. NFOs, combined with SIPs, will likely continue to attract fresh capital.

Analysts suggest favorable market conditions, improved financial literacy, and enhanced digital access will drive further penetration—especially among millennials and first-time investors.

🏦 Bottom Line

June 2025’s SIP inflows crossing ₹27,000 crore is more than just a number—it’s a testament to investor trust, regulatory progress, and market maturity. As retail participation cements its role in AUM growth, the SIP engine will remain the engine of India’s mutual fund growth journey.

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